Personal Money System
A monthly budget. Enter your income, the share you commit to investing and debt, and your fixed and variable expenses. Everything — including what you invest — counts as an outflow, so what's left is your true monthly profit. Pre-filled with the course's “Jane, 23” example.
Jane · age 23 — inputs
Who
Income (monthly)
Commitments (% of income)
Fixed expenses (monthly)
Variable expenses (monthly)
Results
Total income
$3,000
Monthly profit
$210
$0
$0
$2,370
$420
$2,790
$210
Total expenses = investment + debt + fixed + variable. Investing is treated as money leaving your checking account, so it reduces this month's profit even though it builds wealth.